As the victim in an auto accident, do you know who you are up against? If you are the victim in an auto accident, the other side typically refers to the other driver or drivers involved in the accident and their insurance company. In addition, the insurance company typically employs a team of legal specialists and attorneys to fight against claims.
These parties may all be considered the "at-fault" party or parties, meaning that they are responsible for causing the accident. When you file a claim for damages resulting from an auto accident, you are essentially seeking compensation from the at-fault party and their insurance company. This may include compensation for medical expenses, property damage, lost wages, and pain and suffering.
It's important to keep in mind that the other party may also be filing a claim or seeking compensation for damages resulting from the accident. In these cases, the insurance companies may need to negotiate a settlement or go to court to determine fault and liability.
They have lawyers and you need a lawyer too
Many auto insurance companies have legal teams or attorneys who work for the company or are hired as outside counsel. These legal teams may be responsible for a variety of tasks, including:
Advising the insurance company on legal matters: Attorneys may provide legal advice to the insurance company on issues such as policy language, state and federal regulations, and liability and damages in auto accidents.
Defending the insurance company in court: If a policyholder or third party files a lawsuit against the insurance company, the legal team may be responsible for defending the company in court.
Representing the insurance company in negotiations: Attorneys may represent the insurance company in negotiations with policyholders or third parties, such as in settlement discussions following an auto accident.
Conducting investigations: In some cases, the legal team may be responsible for investigating claims or allegations of fraud, misrepresentation, or other legal issues related to auto insurance.
Get help with your accident claim
If you don't get your own lawyer, the situation is one-sided. The other driver is represented by their own insurance and the insurer's lawyers. You have a right to be compensated by the other driver's insurer. Make sure that happens by seeking help from your own lawyer. They will work for you and help you gain a fair standing with the other side.
For more information, contact a firm like Cormany Law.
